Stage 06 – Mortgage valuation/survey and offer (if you are buying)

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If you intend to take a mortgage, this is the appropriate time to be asking for the mortgage valuation or survey to be carried out. This is needed for the mortgage lender to decide whether the property you are buying is enough security for them to agree to provide you with the loan. Typically a Mortgage offer will follow the inspection about 1-2 weeks later. Your solicitor will normally be sent a copy of the Mortgage offer as well. If it is done a little earlier, they may include any commentary in their report to you.